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their tax dollars are insuring their deposits. they are going to ask how could we possibly balloon up to $6 billion loss and basically not only ignoring the facts but sort of endorsing the behavior for and it seemed that the traders seemed to have more responsibility and authority than the higher a executives. i have to go to a town hall meeting in arizona. you tell me what i am supposed to tell my constituents and with their tax dollars some of these deposits were insured, this kind of gambling went on when there are extreme difficulties in getting their home loan mortgages consummated and obtained but tell me, mr. bacon, what should i say? >> i think first of all, we should be clear that this whole thing is regrettable and unacceptable and we believe isolated but the onus of proof is on us to demonstrate how this can't happen in other places, how we whether the financial crisis well everywhere else and how we can make the entire firm a safer place to the satisfaction of you and everybody else and our regulators. this failed because of multiple things that should -- did not catch it. the t
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